Guides for shop owners

Guides

Plain explanations of the things that change what a shop actually earns — payment charges, rules, and the rest of it. No jargon, no hype.

17 September 202611 min read

UPI MDR 2026: what shops pay from 15 October

From 15 October 2026, UPI payments above ₹2,000 carry a 0.4% MDR capped at ₹300. Who pays it, who stays exempt, and what it costs on a ₹45,000 sale.